{"id":1696,"date":"2018-01-27T00:56:23","date_gmt":"2018-01-26T19:26:23","guid":{"rendered":"https:\/\/gyanians.com\/?p=1696"},"modified":"2021-12-11T19:18:34","modified_gmt":"2021-12-11T13:48:34","slug":"upi-kya-hai","status":"publish","type":"post","link":"https:\/\/gyanians.com\/upi-kya-hai\/","title":{"rendered":"UPI \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948 UPI Payment \u0915\u0948\u0938\u0947 Use \u0915\u0930\u0924\u0947 \u0939\u0948"},"content":{"rendered":"\n
\u0906\u091c \u0939\u092e \u092c\u093e\u0924 \u0915\u0930\u0947\u0902\u0917\u0947 UPI<\/strong> (Unified Payment Interface<\/strong>) \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0914\u0930 \u0938\u0940\u0916\u0947\u0902\u0917\u0947 \u0915\u0940 UPI Kya Hota Hai<\/strong> \u0914\u0930 UPI Kaise Use Karte Hai,<\/strong> UPI App \u0915\u0948\u0938\u0947 setup \u0915\u0930\u0924\u0947 \u0939\u0948, UPI Payment App \u0915\u0948\u0938\u0947 Use \u0915\u0930\u0924\u0947 \u0939\u0948, UPI ID (VPA) \u0914\u0930 MPIN \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0914\u0930 UPI Payment App \u0915\u094b use \u0915\u0930\u0928\u0947 \u0915\u0947 \u0915\u094d\u092f\u093e Advantages \u0939\u0948\u0902?<\/p>\n\n\n\n \u091c\u092c 8 November 2016 \u0915\u094b \u091c\u092c \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 Rs 500 \u0914\u0930 Rs 1000 \u0915\u0947 currency notes \u0915\u094b \u092c\u0902\u0926 \u0915\u0930 \u0926\u093f\u092f\u093e \u0925\u093e \u0924\u092c \u091c\u093e\u0915\u0930 \u0907\u0938 \u0926\u0947\u0936 \u092e\u0947\u0902 cashless payment \u092a\u0930 \u091a\u0930\u094d\u091a\u093e \u0936\u0941\u0930\u0942 \u0939\u0941\u0908 \u092f\u093e\u0928\u0940 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0928\u094b\u091f\u092c\u0902\u0926\u0940 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u0948\u0936\u0932\u0947\u0938 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0939\u0930 \u0915\u094b\u0908 \u092c\u093e\u0924 \u0928\u0939\u0940 \u0915\u0930\u0924\u093e \u0925\u093e \u0914\u0930 \u0928 \u0939\u0940 \u0939\u0930 \u0915\u094b\u0908 use \u0915\u0930\u0924\u093e \u0925\u093e.<\/p>\n\n\n\n \u0909\u0938 \u0935\u0915\u094d\u0924 \u0938\u0947 \u092a\u0939\u0932\u0947 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093f\u0930\u094d\u092b \u0915\u0941\u091b \u0939\u0940 \u0932\u094b\u0917 credit card, debit card \u092f\u093e Internet banking \u0915\u0947 \u091c\u0930\u093f\u092f\u0947 cashless transaction \u0915\u0930\u0924\u0947 \u0925\u0947 \u0932\u0947\u0915\u093f\u0928 \u0928\u094b\u091f\u092c\u0902\u0926\u0940 \u092c\u093e\u0926 \u091c\u092c \u0932\u094b\u0917\u094b \u0915\u0947 \u092a\u093e\u0938 cash \u0915\u0940 \u0915\u092e\u0940 \u092c\u095d\u0940 \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u0924\u094b \u0939\u092e\u093e\u0930\u0947 \u0926\u0947\u0936 \u092e\u0947\u0902 cashless transactions \u0915\u0940 \u092c\u093e\u095d \u0938\u0940 \u0906 \u0917\u092f\u0940 \u092f\u093e\u0928\u0940 \u0939\u0930 \u0915\u094b\u0908 digital payments \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092c\u093e\u0924 \u0915\u0930\u0928\u0947 \u0932\u0917\u093e.<\/p>\n\n\n\n \u0906\u091c \u0939\u092e\u093e\u0930\u093e \u0926\u0947\u0936 cashless economy \u0915\u0947 \u0932\u093f\u090f \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u0947 \u0926\u094c\u0930 \u0938\u0947 \u0917\u0941\u091c\u0930 \u0930\u0939\u093e \u0939\u0948 \u0907\u0938\u0932\u093f\u090f \u0938\u0930\u0915\u093e\u0930 \u092d\u0940 \u0926\u0947\u0936 \u0915\u094b cashless \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u095c\u0947-\u092c\u095c\u0947 \u0905\u092d\u093f\u092f\u093e\u0928 \u091a\u0932\u093e \u0930\u0939\u0940 \u0930\u0939\u0940 \u0939\u0948 \u0914\u0930 digital payments \u0915\u0947 \u0932\u093f\u090f \u0928\u0908-\u0928\u0908 techologies \u0915\u094b develop \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u0947\u0902 \u0939\u0948 \u0914\u0930 \u0906\u091c \u0939\u092e \u0907\u0928\u094d\u0939\u0940\u0902 digital payment technologies \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092c\u093e\u0924 \u0915\u0930\u0947\u0902\u0917\u0947 \u0914\u0930 \u0935\u094b techology \u0939\u0948 UPI<\/strong>.<\/p>\n\n\n\n Table of Contents<\/p> UPI \u0915\u0940 full form \u0939\u0948 Unified Payment Interface<\/strong> (\u092f\u0942\u0928\u0940\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f \u0907\u0902\u091f\u0930\u092b\u0947\u0938). \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 \u092e\u0948\u0902 \u0906\u092a\u0915\u094b \u092c\u0924\u093e\u0928\u093e \u091a\u093e\u0939\u0942\u0902\u0917\u093e \u0915\u0940 UPI \u0915\u094b\u0908 payment application \u0928\u0939\u0940 \u0939\u0948 \u092c\u0932\u094d\u0915\u093f UPI \u090f\u0915 Payment System Technology<\/strong> \u0939\u0948.<\/p>\n\n\n\n \u0938\u0930\u0932 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u0915\u0939\u0942\u0901 \u0924\u094b UPI \u090f\u0915 \u0910\u0938\u0940 payment system technology \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u094b \u0938\u092d\u0940 payment apps \u092a\u0930 \u090f\u0915 common payment interface provide \u0915\u0930\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0907\u0938 common payment interface \u0915\u0940 help \u0938\u0947 \u0906\u092a \u092c\u0939\u0941\u0924 \u0939\u0940 \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u201c\u0905\u092a\u0928\u0947 Bank account \u0938\u0947 \u0915\u093f\u0938\u0940 \u0926\u0941\u0938\u0930\u0947 \u0915\u0947 Bank account \u092e\u0947\u0902 \u092a\u0948\u0938\u093e transfer \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b\u201d.<\/p>\n\n\n\n Unified Payment Interface (UPI) \u0915\u094b National Payments Corporation of India<\/strong> (NPCI) \u0928\u0947 Reserve Bank of India<\/strong> (RBI) \u0914\u0930 Indian Banks Association<\/strong> (IBA) \u0915\u0947 \u0938\u0939\u092f\u094b\u0917 \u0915\u0947 \u0938\u093e\u0925 introduced \u0915\u093f\u092f\u093e \u0925\u093e.<\/p>\n\n\n\n \u0936\u093e\u092f\u0926 \u0906\u092a\u0928\u0947 NPCI \u0915\u093e \u0928\u093e\u092e \u092a\u0939\u0932\u0940 \u092c\u093e\u0930 \u0938\u0941\u0928\u093e \u0939\u094b\u0917\u093e \u0907\u0938\u0932\u093f\u090f \u092e\u0948\u0902 \u0906\u092a\u0915\u094b \u092c\u0924\u093e \u0926\u0942\u0901 RBI \u0914\u0930 IBA \u0926\u094b\u0928\u094b\u0902 \u0928\u0947 \u092e\u093f\u0932\u0915\u0930 2008 \u092e\u0947\u0902 NPCI \u0915\u094b non-profit organization \u0915\u0947 \u0930\u0942\u092a \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u093f\u092f\u093e \u0914\u0930 \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u0939\u0940 India \u0915\u0947 \u092a\u0941\u0930\u0947 banking system \u0915\u0947 physical \u0914\u0930 electronic payment \u0915\u0947 settlement system \u0915\u094b NPCI \u0939\u0940 \u0938\u0902\u092d\u093e\u0932\u0924\u0940 \u0939\u0948.<\/p>\n\n\n\n NCPI \u0928\u0947 India \u092e\u0947\u0902 electronic payment system \u0915\u094b \u0914\u0930 \u091c\u094d\u092f\u093e\u0926\u093e better \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f Unified Payment Interface (UPI) \u0915\u094b design \u0915\u093f\u092f\u093e \u0939\u0948 \u0914\u0930 \u091c\u0948\u0938\u093e \u0915\u0940 \u092e\u0948\u0902\u0928\u0947 \u0906\u092a\u0915\u094b \u092c\u0924\u093e\u092f\u093e \u0915\u0940 \u092f\u0947 \u0915\u094b\u0908 app \u0928\u0939\u0940 \u092c\u0932\u094d\u0915\u093f payment system \u0939\u0948.<\/p>\n\n\n\n \u0907\u0938\u0932\u093f\u090f \u0915\u094b\u0908 \u092d\u0940 private companies \u092f\u093e banks \u0915\u0941\u091b guidelines \u0915\u0947 \u0938\u093e\u0925 Unified Payment Interface \u0915\u094b \u0905\u092a\u0928\u0940 payment app \u092e\u0947\u0902 integrate (add) \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902. \u0905\u092d\u0940 \u0924\u0915 \u0915\u0947 \u092e\u094c\u091c\u0942\u0926 \u0938\u092d\u0940 payment interface (technologies) \u092e\u0947\u0902 \u0938\u0947 UPI \u0938\u092c\u0938\u0947 best payment interface \u0939\u0948.<\/p>\n\n\n\n \u0907\u0938\u0932\u093f\u090f \u0938\u092d\u0940 private companies \u092f\u093e banks \u0905\u092a\u0928\u0947 payment apps \u092e\u0947\u0902 UPI payment system \u0915\u094b add \u0915\u0930 \u0930\u0939\u0947\u0902 \u0939\u0948 \u091c\u093f\u0938\u0938\u0947 \u0935\u094b \u0905\u092a\u0928\u0940 payment apps \u0915\u094b latest payment technology \u0915\u0947 \u0938\u093e\u0925 update \u0930\u0916 \u0938\u0915\u0947\u0902 \u0914\u0930 \u0909\u0928\u0915\u0940 app \u0915\u0947 users \u0909\u0938 app \u0915\u094b use \u0915\u0930\u0928\u093e \u092c\u0902\u0926 \u0928 \u0915\u0930\u0947\u0902.<\/p>\n\n\n\n \u0906\u091c\u0915\u0932 \u0939\u0930 \u0915\u093f\u0938\u0940 \u0915\u094b \u0939\u0930 \u0915\u093e\u092e \u0915\u0947 \u0932\u093f\u090f latest and fast technology \u091a\u093e\u0907\u090f \u0914\u0930 \u0906\u091c payment send \u0914\u0930 receive \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f UPI \u0938\u092c\u0938\u0947 latest \u0914\u0930 best technology \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f Unified Payment Interface \u0915\u0940 help \u0938\u0947 payment send \u0914\u0930 receive \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0906\u0907\u092f\u0947 \u091c\u093e\u0928\u0924\u0947 \u0939\u0948 UPI \u0915\u0948\u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948.<\/p>\n\n\n\n \u0905\u092d\u0940 \u0905\u0917\u0930 \u0906\u092a online bank payment \u0915\u0930\u0928\u0947 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u094b \u0924\u094b \u0906\u092a\u0915\u094b \u091c\u093f\u0938 person \u0915\u094b payment \u0915\u0930\u0928\u093e \u0939\u0948 \u0909\u0938\u0915\u093e account number, account type, bank name \u0914\u0930 \u0909\u0938\u0915\u0940 bank \u0915\u093e IFSC code enter \u0915\u0930\u0928\u093e \u092a\u095c\u0924\u093e \u0939\u0948.<\/p>\n\n\n\n \u0910\u0938\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u094b \u091c\u093f\u0938-\u091c\u093f\u0938 \u0915\u094b online bank payment \u0915\u0930\u0928\u093e \u0939\u094b \u0906\u092a\u0915\u094b \u0909\u0928\u0938\u0947\u0902 \u092f\u0947 \u0938\u092d\u0940 bank account details \u0932\u0947\u0928\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 \u0916\u0941\u0926 \u0938\u0947 \u092f\u0947 \u0938\u092d\u0940 information type \u0915\u0930\u0915\u0947 enter \u0915\u0930\u0928\u0940 \u092a\u095c\u0924\u0940 \u0939\u0948\u0902 \u0914\u0930 \u0907\u0938\u0932\u093f\u090f \u092f\u0947 online payment \u090f\u0915 painful task \u092c\u0928 \u091c\u093e\u0924\u093e \u0939\u0948.<\/p>\n\n\n\n \u0907\u0938\u0932\u093f\u090f online payment process \u0915\u094b easy \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f NPCI \u0928\u0947 Unified Payment Interface (UPI) \u0915\u094b launched \u0915\u093f\u092f\u093e \u0914\u0930 \u092b\u093f\u0930 \u0938\u092d\u0940 banks \u0914\u0930 companies \u0928\u0947 UPI payment system \u0915\u094b \u0905\u092a\u0928\u0940 mobile payment apps \u092e\u0947\u0902 integrate \u0915\u0930 \u0932\u093f\u092f\u093e.<\/p>\n\n\n\n UPI payment system \u0915\u0940 \u091c\u0930\u093f\u092f\u0947 \u0906\u092a \u092c\u0939\u0941\u0924 \u0939\u0940 fast \u0914\u0930 easy \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0905\u092a\u0928\u0947 mobile UPI payment app \u0938\u0947 \u0905\u092a\u0928\u0947 bank account \u0938\u0947 directly \u0915\u093f\u0938\u0940 \u0926\u0941\u0938\u0930\u0947 bank account \u092e\u0947\u0902 \u092a\u0948\u0938\u093e transfer (payment) \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b \u0914\u0930 \u092d\u0940 \u0938\u093f\u0930\u094d\u092b \u092c\u093f\u0928\u093e payment receiver \u0915\u0940 account information \u0932\u093f\u090f.<\/p>\n\n\n\n UPI enabled payment app \u0938\u0947 payment \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b \u0928 \u0905\u092a\u0928\u0940 debit card \u092f\u093e credit card information enter \u0915\u0930\u0928\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948, \u0928\u093e \u0939\u0940 \u0915\u094b\u0908 username \u0914\u0930 password enter \u0915\u0930\u0928\u093e \u092a\u095c\u0924\u093e \u0914\u0930 \u0928\u093e \u0939\u0940 \u0906\u092a\u0915\u094b payment receiver \u0915\u093e account number, bank name \u0914\u0930 IFSC code enter \u0915\u0930\u0928\u093e \u092a\u095c\u0924\u093e \u0939\u0948.<\/p>\n\n\n\n UPI enabled app \u0938\u0947 payment \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b \u092c\u0938 payment receiver \u0915\u0940 UPI ID \u0915\u094b enter \u0915\u0930\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948 . UPI ID \u0915\u094b \u0939\u092e Virtual Payment Address (VPA) \u092d\u0940 \u0915\u0939\u0924\u0947 \u0939\u0948 \u0914\u0930 \u092f\u0947 UPI \u0939\u0930 \u0909\u0938 users \u0915\u0947 \u092a\u093e\u0938 \u0939\u094b\u0924\u0940 \u0939\u0948 \u091c\u094b UPI app \u0915\u094b use \u0915\u0930\u0924\u093e \u0939\u094b.<\/p>\n\n\n\n NPCI site \u092a\u0930 \u0926\u0940 \u0917\u092f\u0940 list \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0905\u092d\u0940 \u0924\u0915 66 Banks<\/a><\/strong> \u0928\u0947 UPI service \u0915\u094b use \u0915\u0930\u0928\u093e \u0936\u0941\u0930\u0942 \u0915\u0930 \u0926\u093f\u092f\u093e. \u0906\u092a \u092d\u0940 \u0926\u093f\u090f \u0917\u092f\u0947 link \u092a\u0930 click \u0915\u0930\u0915\u0947 \u0926\u0947\u0916 \u0932\u0940\u091c\u093f\u092f\u0947 \u0915\u0940 list \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 bank \u0915\u093e name \u0939\u0948 \u092f\u093e \u0928\u0939\u0940\u0902. \u092e\u0948\u0902\u0928\u0947 post \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u0928\u0940\u091a\u0947\u0902 \u092d\u0940 UPI Banks List<\/strong> share \u0915\u0940 \u0939\u0948.<\/p>\n\n\n\n \u0915\u0941\u091b banks \u0928\u0947 \u0905\u092a\u0928\u0947 \u092a\u0941\u0930\u093e\u0928\u0947 payment app \u092e\u0947\u0902 \u0939\u0940 UPI payment system \u0915\u094b add \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948 \u0924\u094b \u0915\u0941\u091b banks \u0928\u0947 UPI payment system \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0940 new app launched \u0915\u0930 \u0926\u0940 \u0939\u0948 \u091c\u0948\u0938\u0947 \u0915\u0940 ICICI bank \u0928\u0947 \u0905\u092a\u0928\u0940 \u092a\u0941\u0930\u093e\u0928\u0940 app iMobile \u092e\u0947\u0902 \u0939\u0940 UPI payment system \u0915\u094b add \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948 \u0914\u0930 SBI bank \u0928\u0947 UPI payment system \u0915\u0947 new app SBI Pay \u0915\u094b launched \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948.<\/p>\n\n\n\n \u091c\u092c \u0906\u092a Google Playstore \u092a\u0930 UPI app search \u0915\u0930\u0947\u0902\u0917\u0947 \u0924\u094b \u0906\u092a\u0915\u094b \u0915\u0908 UPI app \u092e\u093f\u0932 \u091c\u093e\u090f\u0902\u0917\u0947 \u0914\u0930 \u0938\u092c\u0938\u0947 \u091c\u0930\u0941\u0930\u0940 \u092c\u093e\u0924 \u092f\u0947 \u0939\u0948 \u0915\u0940 \u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 UPI app \u0915\u094b use \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b \u092f\u093e\u0928\u0940 \u092f\u0947 \u091c\u0930\u0941\u0930\u0940 \u0928\u0939\u0940\u0902 \u0915\u0940 \u0906\u092a \u0905\u092a\u0928\u0940 \u0939\u0940 bank \u0915\u0940 UPI app use \u0915\u0930\u094b \u0915\u094d\u092f\u094b\u0902\u0915\u093f UPI payment system \u0915\u093f\u0938\u0940 \u092d\u0940 bank \u0915\u0940 personal technology \u0928\u0939\u0940\u0902 \u0939\u0948.<\/p>\n\n\n\n \u091c\u0948\u0938\u0947 \u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 Bank ATM \u0938\u0947 \u0905\u092a\u0928\u093e ATM card \u0932\u0917\u093e \u092a\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u094b \u0920\u0940\u0916 \u0910\u0938\u0947 \u0939\u0940 \u0906\u092a Bank \u0915\u0940 UPI app \u092e\u0947\u0902 \u0905\u092a\u0928\u093e bank account \u0915\u094b add \u0915\u0930\u0915\u0947 UPI payment system \u0915\u094b use \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b.<\/p>\n\n\n\n \u0915\u093f\u0938\u0940 \u092d\u0940 bank \u0915\u0940 UPI app \u0915\u094b use \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b \u0909\u0938 bank \u0915\u0940 UPI app \u0915\u094b \u0905\u092a\u0928\u0947 \u0909\u0938 mobile \u092e\u0947\u0902 install \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e \u091c\u093f\u0938\u092e\u0947\u0902 \u0906\u092a\u0915\u0947 bank account \u0938\u0947 registered mobile number \u0939\u094b \u0915\u094d\u092f\u094b\u0902\u0915\u093f UPI payment system \u0906\u092a\u0915\u094b mobile number \u0938\u0947 \u0906\u092a\u0915\u0947 bank accounts \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092a\u0924\u093e \u0932\u0917\u093e \u0932\u0947\u0924\u093e \u0939\u0948.<\/p>\n\n\n\n \u0906\u092a \u091c\u092c \u0915\u094b\u0908 \u092d\u0940 UPI app \u0905\u092a\u0928\u0947 mobile \u092e\u0947\u0902 install \u0915\u0930\u0915\u0947 open \u0915\u0930\u0924\u0947 \u0939\u094b \u0924\u094b UPI app \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 \u0906\u092a\u0915\u094b mobile \u092e\u0947\u0902 \u092e\u094c\u091c\u0942\u0926 \u0909\u0938 sim \u0915\u094b select \u0915\u0930\u0928\u0947 \u0932\u093f\u090f option \u0926\u0947\u0924\u0940 \u0939\u0948 \u091c\u093f\u0938\u0915\u093e number \u0906\u092a\u0915\u093e bank account \u0938\u0947 registered \u0939\u0948.<\/p>\n\n\n\n Mobile number \u0915\u094b verify \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 UPI app \u0906\u092a\u0915\u094b \u0909\u0928 \u0938\u092d\u0940 bank account \u0915\u0940 list \u0926\u093f\u0916\u093e\u0924\u0940 \u0939\u0948 \u091c\u093f\u0938\u0938\u0947 \u0935\u094b mobile number registered \u0939\u0948 \u0935\u094b \u092b\u093f\u0930 \u0906\u092a \u0909\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u090f\u0915, \u0926\u094b \u092f\u093e \u0938\u092d\u0940 accounts \u0915\u094b UPI app \u092e\u0947\u0902 add \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b.<\/p>\n\n\n\n \u0905\u0917\u0930 \u0906\u092a\u0928\u0947 \u0905\u092d\u0940 \u0924\u0915 \u0905\u092a\u0928\u093e mobile number bank account \u0938\u0947 link \u0928\u0939\u0940 \u0915\u0930\u093e\u092f\u093e \u0939\u0948 \u0924\u094b \u0906\u092a UPI app \u0915\u094b use \u0928\u0939\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0905\u0917\u0930 \u0906\u092a \u0905\u092a\u0928\u0947 smartphone \u0938\u0947 bank account \u0938\u0947 registered sim \u0928\u093f\u0915\u093e\u0932 \u0926\u0947\u0902\u0917\u0947 \u0924\u094b \u092d\u0940 \u0906\u092a UPI use \u0928\u0939\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b.<\/p>\n\n\n\n Step 1<\/strong>: \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 Playstore \u0938\u0947 \u0915\u094b\u0908 \u092d\u0940 UPI app download \u0915\u0930\u0915\u0947 install \u0915\u0930 \u0932\u0940\u091c\u093f\u092f\u0947.<\/p>\n\n\n\n Step 2:<\/strong> \u0905\u092c \u091c\u092c \u0906\u092a UPI app \u0915\u094b open \u0915\u0930\u0947\u0902\u0917\u0947 \u0924\u094b UPI app \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 \u0906\u092a\u0915\u093e mobile number \u0915\u094b verify \u0915\u0930\u0947\u0917\u0940 \u0914\u0930 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u0947 mobile number \u0938\u0947 \u0906\u092a\u0915\u0940 \u090f\u0915 message send \u0939\u094b\u0917\u093e \u0914\u0930 \u092b\u093f\u0930 \u0909\u0938\u0938\u0947 \u0906\u092a\u0915\u093e mobile number verify \u0939\u094b \u091c\u093e\u092f\u0947\u0917\u093e.<\/p>\n\n\n\n Step 3<\/strong>: Mobile number verify \u0939\u094b \u091c\u093e\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0940 UPI app \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 PIN (password \u092f\u093e passcode) set \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e \u092f\u093e\u0928\u0940 \u0906\u092a\u0915\u094b \u0939\u0930 \u092c\u093e\u0930 \u0907\u0938 app \u0915\u094b open \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0907\u0938 number \u0915\u094b enter \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e.<\/p>\n\n\n\n Step 4<\/strong>: \u0905\u092c \u0906\u092a\u0915\u0947 \u0938\u093e\u092e\u0928\u0947 \u0909\u0928 \u0938\u092d\u0940 account \u0915\u0940 list show \u0939\u094b\u0917\u0940 \u091c\u094b \u0906\u092a\u0915\u0947 registered mobile number \u0938\u0947 linked \u0939\u0948\u0902 \u0914\u0930 \u0905\u092c \u0906\u092a \u0909\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 account \u0915\u094b \u092f\u093e \u0938\u092d\u0940 \u0915\u094b UPI app \u092e\u0947\u0902 add \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b.<\/p>\n\n\n\n Step 5<\/strong>: Bank account create \u0915\u0930\u0924\u0947 \u0935\u0915\u094d\u0924 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 account \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 UPI ID (VPA) \u0914\u0930 MPIN create \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e. VPA \u0914\u0930 MPIN \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0907\u0938\u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092e\u0948\u0902\u0928\u0947 \u0928\u0940\u091a\u0947\u0902 details \u092e\u0947\u0902 \u0926\u0940 \u0939\u0948.<\/p>\n\n\n\n Step 6<\/strong>: \u0905\u092c \u0906\u092a UPI app \u0915\u094b use \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b \u0914\u0930 \u0907\u0938 app \u0915\u0940 help \u0938\u0947 \u092c\u0939\u0941\u0924 \u0939\u0940 \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0905\u092a\u0928\u0947 bank account \u0938\u0947 \u0915\u093f\u0938\u0940 \u0915\u0947 \u092d\u0940 bank account \u092e\u0947\u0902 \u092a\u0948\u0938\u093e send \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b \u0914\u0930 receive \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b.<\/p>\n\n\n\n \u091c\u0948\u0938\u093e \u0915\u0940 \u092e\u0948\u0902\u0928\u0947 \u0906\u092a\u0915\u094b \u090a\u092a\u0930 \u092c\u0924\u093e\u092f\u093e \u0915\u0940 UPI payment app \u092e\u0947\u0902 payment send \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b bank account details \u0928\u0939\u0940\u0902 enter \u0915\u0930\u0928\u0940 \u092a\u095c\u0924\u0940 \u0939\u0948 \u0906\u092a \u0938\u093f\u0930\u094d\u092b UPI ID \u0915\u0940 help \u0938\u0947 payment send \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b \u0914\u0930 receive \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b.<\/p>\n\n\n\n \u091c\u092c \u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 UPI payment app \u092e\u0947\u0902 \u0905\u092a\u0928\u093e bank account add \u0915\u0930\u0924\u0947 \u0939\u0948 \u0924\u094b \u0909\u0938\u0940 \u0935\u0915\u094d\u0924 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0932\u093f\u090f \u090f\u0915 UPI ID create \u0915\u0930\u0928\u0940 \u092a\u095c\u0924\u0940 \u0939\u0948. UPI ID \u0920\u0940\u0915 email id \u0915\u0940 \u0924\u0930\u0939 \u0939\u094b\u0924\u0940 \u0939\u0948 \u091c\u0948\u0938\u0947 username@bank (gyanians@sbi<\/strong>) \u0914\u0930 \u0907\u0938\u092e\u0947\u0902 username unique \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u093f\u0938\u0947 \u0906\u092a \u0916\u0941\u0926 \u0938\u0947 choose \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b.<\/p>\n\n\n\n \u0932\u0947\u0915\u093f\u0928 \u091c\u0948\u0938\u093e \u0915\u0940 \u092e\u0948\u0902\u0928\u0947 \u0906\u092a\u0915\u094b \u092c\u0924\u093e\u092f\u093e username unique \u0939\u094b\u0924\u093e \u0939\u0948 \u0907\u0938\u0932\u093f\u090f \u092f\u0947 \u091c\u0930\u0941\u0930\u0940 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0915\u0940 \u0906\u092a \u091c\u094b username choose \u0915\u0930\u094b \u0935\u094b \u0906\u092a\u0915\u094b \u092e\u093f\u0932 \u091c\u093e\u092f\u0947 \u0907\u0938\u0932\u093f\u090f \u0906\u092a\u0915\u094b \u0915\u093e\u092b\u0940 try \u0915\u0947 \u092c\u093e\u0926 \u0939\u0940 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0940 \u092a\u0938\u0902\u0926 UPI ID \u0915\u093e username \u092e\u093f\u0932 \u092a\u093e\u0924\u093e \u0939\u0948.<\/p>\n\n\n\n UPI ID \u0915\u094b \u0915\u092d\u0940 \u092d\u0940 change \u092d\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b \u0914\u0930 \u0938\u092c\u0938\u0947 \u091c\u0930\u0941\u0930\u0940 \u092c\u093e\u0924 UPI ID<\/strong> \u0915\u094b \u0939\u092e VPA<\/strong> \u092f\u093e\u0928\u0940 Virtual Payment Address<\/strong> \u0914\u0930 UPI Address<\/strong> \u092d\u0940 \u0915\u0939\u0924\u0947 \u0939\u0948\u0902 \u0907\u0938\u0932\u093f\u090f \u0906\u092a UPI ID \u0915\u093e \u0907\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u094b\u0908 \u092d\u0940 name \u0915\u0939\u0940\u0902 \u092d\u0940 \u0926\u0947\u0916\u094b \u092f\u093e \u0938\u0941\u0928\u094b \u0924\u094b confused \u0928\u0939\u0940\u0902 \u0939\u094b\u0928\u093e.<\/p>\n\n\n\n \u091c\u092c \u0939\u092e online payment \u0915\u0930\u0924\u0947 \u0939\u0948 \u0924\u094b \u0939\u092e\u0947 payment receiver \u0915\u0947 bank information enter \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0939\u092e\u0947 \u0909\u0938 payment \u0915\u094b confirm \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0939\u092e\u093e\u0930\u0947 mobile \u092a\u0930 \u090f\u0915 OTP (One Time Password) send \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u092b\u093f\u0930 OTP enter \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0939\u0940 payment confirm \u0939\u094b\u0924\u093e \u0939\u0948.<\/p>\n\n\n\n \u0907\u0938\u0940 \u0924\u0930\u0939 UPI payment app \u092e\u0947\u0902 payment \u0915\u094b confirm \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f MPIN \u0915\u094b use \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948. MPIN \u0915\u0940 full form \u0939\u094b\u0924\u0940 \u0939\u0948 \u201cMobile Banking Personal Identification Number<\/strong>\u201d. \u092f\u0947 4 \u0905\u0902\u0915\u094b (\u0915\u0941\u091b banks \u092e\u0947\u0902 6 \u0905\u0902\u0915\u094b) \u0915\u093e number (PIN) \u0939\u094b\u0924\u093e \u0939\u0948.<\/p>\n\n\n\n \u0938\u092d\u0940 bank payment methods \u092e\u0947\u0902 payments \u0915\u0947 \u0932\u093f\u090f 2 Factor authentication (\u0926\u094b \u0938\u094d\u0924\u0930 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e) \u0939\u094b\u0928\u093e \u091c\u0930\u0941\u0930\u0940 \u0939\u094b\u0924\u093e \u0939\u0948 \u0907\u0938\u0932\u093f\u090f UPI payment system \u092e\u0947\u0902 \u092a\u0939\u0932\u0947 \u0938\u094d\u0924\u0930 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0939\u094b\u0924\u0940 \u0939\u0948 \u0906\u092a\u0915\u093e mobile number \u092f\u093e\u0928\u0940 UPI app \u0915\u094b \u091c\u093f\u0938 mobile \u092a\u0930 installed \u0939\u0948 \u0909\u0938\u092a\u0930 \u0906\u092a\u0915\u093e registered number \u0939\u094b\u0928\u093e \u091c\u0930\u0941\u0930\u0940 \u0939\u0948.<\/p>\n\n\n\n UPI payment system \u092e\u0947\u0902 \u0926\u0941\u0938\u0930\u0947 \u0938\u094d\u0924\u0930 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0939\u094b\u0924\u0940 \u0939\u0948 MPIN \u092f\u093e\u0928\u0940 \u092c\u093f\u0928\u093e MPIN enter \u0915\u093f\u092f\u0947 UPI app \u0938\u0947 payment confirm \u0928\u0939\u0940 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u0907\u0938\u0932\u093f\u090f UPI payment \u092e\u0947\u0902 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 bank account \u0938\u0947 payment confirm \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 MPIN set \u0915\u0930\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948.<\/p>\n\n\n\n UPI app \u092a\u0930 \u0905\u092a\u0928\u093e bank account add \u0915\u0930\u0928\u0947 \u0915\u0947 \u0914\u0930 VPA create \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0906\u092a\u0915\u094b MPIN \u092d\u0940 set \u0915\u0930\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0914\u0930 \u0906\u092a \u0905\u092a\u0928\u0947 ATM-cum-Debit Card \u0915\u0940 help \u0938\u0947 \u0906\u092a MPIN set \u092f\u093e change \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u094b \u092f\u093e\u0928\u0940 \u0905\u0917\u0930 \u0906\u092a \u0915\u092d\u0940 \u0905\u092a\u0928\u093e MPIN \u092d\u0942\u0932 \u092d\u0940 \u091c\u093e\u0913 \u0924\u094b \u0909\u0938\u0947 debit card \u0915\u0940 help \u0938\u0947 \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0928\u092f\u093e MPIN \u092c\u0928\u093e \u0938\u0915\u0924\u0947 \u0939\u094b.<\/p>\n\n\n\n UPI address \u0915\u094b \u0939\u0940 \u0939\u092e UPI ID \u0915\u0939\u0924\u0947 \u0939\u0948 \u092f\u0939 \u092b\u093f\u0930 \u0906\u092a\u0915\u0947 UPI id \u0915\u0940 \u0924\u0930\u0939 \u0939\u0940 \u0915\u093e\u092e \u0915\u0930\u0924\u0940 \u0939\u0948.<\/p> <\/div> Unified Payment Interface (\u092f\u0942\u0928\u0940\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f \u0907\u0902\u091f\u0930\u092b\u0947\u0938) \u0915\u0939\u0924\u0947 \u0939\u0948<\/p> <\/div> UPI Pin \u090f\u0915 \u0910\u0938\u093e Pin \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u093f\u0938\u0915\u0940 \u092e\u0926\u0926 \u0938\u0947 \u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 payment \u0915\u094b verify \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948. \u0905\u0917\u0930 \u0906\u092a pin \u0928\u0939\u0940\u0902 \u0921\u093e\u0932\u0924\u0947 \u0924\u094b \u0906\u092a\u0915\u093e payment transfer \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e.<\/p> <\/div> UPI ID \u0906\u092a\u0915\u0940 email id \u0915\u0940 \u0924\u0930\u0939 \u0939\u094b\u0924\u0940 \u0939\u0948 \u091c\u094b \u0915\u0940 \u0906\u092a\u0915\u0947 bank account \u0938\u0947 \u091c\u0941\u0921\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948. \u091c\u093f\u0938 \u0915\u0940 \u092e\u0926\u0926 \u0938\u0947 \u0939\u092e \u0905\u092a\u0928\u0947 account \u0938\u0947 \u0915\u093f\u0938\u0940 \u0926\u0941\u0938\u0930\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u092a\u0948\u0938\u0947 transfer \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948.<\/p> <\/div> <\/div>\n\n\n\n \u0906\u0936\u093e \u0915\u0930\u0924\u0947 \u0939\u0948 \u0915\u0940 \u0906\u092a\u0915\u094b \u092f\u0947 UPI Kya Hota Hai<\/strong> <\/strong>\u0914\u0930 UPI Kaise Use Karte Hai<\/strong> <\/strong>post \u092a\u0938\u0902\u0926 \u0906\u0908 \u0939\u094b\u0917\u0940. \u0905\u0917\u0930 \u0906\u092a\u0915\u094b \u0907\u0938 post \u0938\u0947 related \u0915\u094b\u0908 \u0938\u0935\u093e\u0932 \u092f\u093e \u0938\u0941\u091d\u093e\u0935 \u0939\u0948 \u0924\u094b \u0928\u0940\u091a\u0947 comment \u0915\u0930\u0947\u0902 \u0914\u0930 \u0907\u0938 post \u0915\u094b \u0905\u092a\u0928\u0947 \u0926\u094b\u0938\u094d\u0924\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u091c\u0930\u0941\u0930 share \u0915\u0930\u0947\u0902.<\/p>\n","protected":false},"excerpt":{"rendered":" \u0906\u091c \u0939\u092e \u092c\u093e\u0924 \u0915\u0930\u0947\u0902\u0917\u0947 UPI (Unified Payment Interface) \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0914\u0930 \u0938\u0940\u0916\u0947\u0902\u0917\u0947 \u0915\u0940 UPI Kya Hota Hai \u0914\u0930 UPI Kaise Use Karte Hai<\/p>\n","protected":false},"author":1,"featured_media":2738,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","spay_email":""},"categories":[157,7],"tags":[159,90,160,512,507],"yoast_head":"\nUPI Matlab Kya Hota Hai<\/span><\/h6>\n\n\n\n
UPI Kya Hota Hai<\/span><\/h2>\n\n\n\n
UPI Kaise Kaam Karta Hai<\/span><\/h4>\n\n\n\n
UPI Kaise Use Karte Hai<\/span><\/h3>\n\n\n\n
UPI Kaise Set Kare<\/span><\/h5>\n\n\n\n
UPI ID VPA Kya Hota Hai<\/span><\/h6>\n\n\n\n
MPIN Kya Hota Hai<\/span><\/h6>\n\n\n\n
UPI Ke Fayde<\/span><\/h5>\n\n\n\n
List of UPI Bank<\/span><\/h6>\n\n\n\n
UPI ID – FAQ<\/span><\/h6>\n\n\n\n